Education Loan Critical Information. As a student loan borrower, you’ve got several proper and obligations for your loan.

OU Government School Laws – 003184

Education Loan Data


The institution of Oklahoma 1000 Asp Ave., Buchanan hallway, area 208 Norman, OK 73019-4071

Pupil Proper and Duties

An important purpose of this site should create latest info on applicants’ right, obligations, and payment alternatives for each and every type of student loan accessible.

The position as A Purchaser:

Student Loan Business Web-based Forms

Added Types

Financing Repayment Provisions

To review the loan critical information use: All month-to-month financing claims can come from ECSI, OU’s 3rd party supplier. For concerns, be sure to get in touch with Student Loan work at (405) 325-5876 or email all of us at studentloanadmin

Repayment Options Available

AutoPay – Features Consist Of:

Email us for information on creating the autopay provider at (405) 325-5876. Enable 10 instances for OU to get your own methods for processing. A message recognition is distributed to tell you that EFT tool might build back.

Directly Checks or Money Purchases


Varieties financing

As soon as you have a Perkins finance, most people receive that review the sticking with expertise. In the event you wanted help with unearthing facts, remember to contact us.

Perkins funding is a federally mandated funding with a current interest of five percent. The loan is actually dependent on the next procedures:

CANCELLATIONS: you are likely to sign up for cancellations, when you are working in specific markets associated with staff that supply treatments with the neighborhood. Satisfy email our very own office to acquire more information regarding your job.

DEFERMENTS: you could potentially defer the loan while enlisted around half-time in an eligible class, attempt jobs, or using financial hardship.

FORBEARANCE: you could find short-lived postponement of fee if you are going through financial trouble, poor health, and other acceptable understanding. Even more ideas, you should communications the company.

SPOTLIGHTS: New Military Deferments since July 1, 2006

Any time you had been granted a Federal Perkins funding, this is often to alert you that recently available federal rules enjoys included new military deferments for consumers. The Master Promissory records signed after Summer 30, 2006 have detailed information about these deferments. During the time you finalized a promissory know before consequently, the feedback is defined directly below.

Effective July 1, 2006, a whole new military deferment is intended, good for Perkins personal loans which is why the 1st disbursement was made on or after July 1, 2001. At the time of July 1, 2006, a competent debtor may acquire a deferment for a period whereby they satisfied the skills after July 1, 2001. The deferment shall definitely not surpass a maximum of 3 years and is applicable only to intervals where debtors tends to be servicing on energetic task during a war or any other military services procedures, or nationwide unexpected emergency, or performing qualifying domestic protect responsibility during a war and other armed forces functioning or nationwide emergency.

Perkins Debt Integration

Integration was replacing all of your national college loans into one money through a private loan company. This brand new money offer the latest monthly interest, payment terminology, and monthly obligations. The below national figuratively speaking qualify for combination: national Stafford debts, government Direct loans, national POSITIVE financing, government SLS personal loans, government Perkins lending products, physician student education loans (HPSL) and medical class financial products (NSL).

You might also have the option to merge your own Institutional money, be sure to phone our workplace for a directory of lenders that supply this service. The pay regards to a consolidation debt can make compensation of your education loans less difficult financially and far a great deal less confusing since you won’t have to keep up with numerous different loan providers. However, various advantages found in original education loan is likely to be destroyed after integration. Reveal the alternatives carefully using your loan company.

To apply for a combination loan, get hold of your Stafford lender. You need to likewise make it a point to inform your loan provider regarding your Perkins debt.